Best Travel Insurance Australia | Top 5 Trip insurance | How To Get Travel Insurance Australia
As travel restrictions are gradually being lifted worldwide, Australians are eager to explore new destinations. However, whether you’re planning a ski trip to New Zealand, going on a cruise, or jetting off to Europe, it’s crucial to think about packing travel insurance. But with so many options available, how do you find the right policy to suit your needs? What are the main features and benefits to look for, and which providers offer the best coverage? So, without wasting any time, let’s announce this year’s crowned winners.
And we have compiled a few expert tips that can help you find the most suitable policy for your next trip.
#Number one: World2Cover
Address: 60 Margaret St, Sydney NSW 2000, Australia
Phone: +61 2 9225 7599
Email: travelservice@world2cover.com.au
Website: https://www.world2cover.com.au/
Open: 7 days a week 8AM – 9PM
Their top policy offers exceptional value and quality. The policy provides unlimited coverage for emergencies, cancellations, and medical expenses, with certain conditions, making it a highly competitive option for travelers looking for comprehensive coverage at a reasonable cost.
What sets World2Cover apart from its competitors is its coverage for 38 pre-existing medical conditions, including migraines and sleep apnea, as well as its inclusion of rental car excess and up to $2,000 for overseas dental treatments, subject to terms and conditions. Moreover, the policy provides coverage for many amateur and outdoor sports activities, such as bungee jumping, at no extra cost. With these exceptional benefits, it’s no surprise that World2Cover is the clear choice for the prestigious Travel Insurance Company of the Year award.
World2Cover Facilities:
- Comprehensive Coverage.
- Pre-existing Medical Conditions.
- Dental Treatment.Dental Treatment.
- Rental Car Excess.
- Adventure Activities.
- Affordability.
And if you want more information contact phone email or see a website.
#Number two: Travel Insurance Saver
Address: 123 Camberwell Rd, Hawthorn East VIC 3123, Australia
Phone: +61 3 9427 9224
Email: assistance@global24.com.au
Website: https://travelinsurancesaver.com.au/
Open: Business Hours: Monday to Friday 8:30 am to 5:30 pm
Underwritten by NIB, the impressive Essentials policy offers a range of benefits that make it stand out. These include unlimited coverage for medical expenses incurred overseas, up to $2,500 in emergency cancellation coverage, and $2,000 for lost luggage and personal effects.
When tested for a hypothetical 14-day family trip to Vietnam, the policy was deemed to provide exceptional value. It’s important to note that while certain limits apply, the policy covers eligible expenses such as emergency cancellations, lost luggage, and replacement passport and travel document coverage, subject to terms and conditions.
Travel Insurance for your Pre-Existing Medical Conditions
Travel Insurance Saver Facilities:
- Comprehensive Coverage.
- Adventure and High-Risk Travel.
- Customizable Plans.
- Family-Friendly Options.
- Cost-Effective Solutions.
- Medical Conditions.
#Number three: Cover-More (Best International Comprehensive)
Address: North Sydney, New South Wales, Australia
Phone: +61 1300 889 162
Website: https://www.covermore.com.au/
More Info: https://www.covermore.com.au/contact-us
Open: 7 Days week.
Cover-More’s Ultra Comprehensive policy stands out with its impressive benefits and coverage options. The policy has been recognized for its exceptional quality, including annual multi-trip options. It offers generous coverage for a range of misadventures, including pre-trip and on-trip issues.
The policy provides up to $25,000 for lost or stolen luggage, unlimited coverage for overseas medical expenses, and special business trip benefits. You can also customize your policy with optional extras like the cancellations extension add-on to extend your coverage. For those planning a holiday, Cover-More’s policy packs a punch.
Cover-More (Best International Comprehensive)Facilities:
- Medical Coverage.
- Travel-Related Benefits.
- Luggage and Personal Items.
- Rental Vehicle Insurance.
- Adventure and Cruise Coverage.
- Liability and Emergency Assistance.
#Number four: Southern Cross Travel Insurance
Address: Australia
Phone: +64 800 800 571
Email: info@scti.com.au
Website: https://www.scti.com.au/
Open: Monday to Saturday 8:30 AM–7 PM and Sunday Closed
This single-trip comprehensive insurance policy is designed to cater to both solo and family travelers. It boasts impressive standard features, such as unlimited medical and evacuation coverage, that are sure to please.
If you want to enhance your coverage, you can opt to increase the cancellation limit to unlimited, but this will come with a higher premium. Additionally, if you’re traveling alone overseas for less than two days, you may be eligible for a cost-effective premium that is less expensive than a meal, according to Southern Cross.
However, it’s worth noting that pre-existing conditions are not automatically covered, and you may need to undergo a medical assessment and pay an additional premium to have them included. This policy also offers optional extras such as snow sports and motorcycle coverage.
Southern Cross Travel Insurance Facilities:
- Medical-Only Cover.
- Domestic Travel Insurance.
- Emergency Assistance.
- Customizable Policies.
- High-Value Benefits.
- Online Claims and Support.
- COVID-19 Coverage.
- Affordable Pricing.
#Number five: Fast Cover
Address: Level 11/74 Castlereagh St, Sydney NSW 2000, Australia
Phone: +61 1300 409 322
Email: info@fastcover.com.au
Website: https://fastcover.com.au/
Open: 9am-7pm Monday-Friday AEST / 9am-5pm Saturday AEST
Fast Cover offers a comprehensive travel insurance policy with great medical benefits and COVID-19 coverage. The policy provides flexible options, allowing customers to tailor their coverage according to trip duration, region, and activities.
Additionally, there are several optional extras available, such as cruise, motorcycle adventure, and rental vehicle excess insurance. With the comprehensive policy, you get unlimited medical and cancellation coverage. The policy also includes coverage for COVID-19, with unlimited medical coverage if you contract the virus during your trip and up to $5,000 for cancellation fees if you need to cancel a leg of your journey due to the virus.
It’s worth noting that certain supplements, exclusions, and conditions apply, so make sure to read the PDS carefully before signing up. Additionally, 43 pre-existing conditions are automatically included in the policy.
Fast Cover facilities:
- Comprehensive Coverage.
- Adventure and Activity Coverage
- Flexibility.
- Emergency Assistance.
- User-Friendly Services.
- Medical Cover.
This was all for today. Hope you liked the blog! Let us know your opinion in the comment section below. Do not forget to follow our Instagram. Stay safe, and we will be back soon with another blog.
Thank you!
